Семейная ипотека с государственной поддержкой

Участники программы:

Физические лица, граждане Российской Федерации:

1. У которых в период с 01.01.2018 по 31.12.2022 (включительно) родился второй и/или последующий ребенок (последующие дети), являющийся(-щиеся) гражданином(-ами) Российской Федерации;
2. У которых до 31.12.2022 (включительно) родился ребенок, являющийся гражданином Российской Федерации, которому установлена категория «ребенок-инвалид» или категория «ребенок-инвалид» установлена после 31.12.2022

Срок действия процентной ставки:

от 4,7% годовых


Возможность участия в Программе семьям, уже выплачивающим ипотеку:

Можно рефинансировать ипотеку на квартиру, если она приобреталась на первичном рынке (размер займа не должен превышать 80% от стоимости недвижимости)


Возможность использовать материнский капитал

Материнский капитал можно направить на досрочное погашение кредита или использовать в качестве первоначального взноса.


Максимальный размер кредита и условия его получения

Важные условия:

  • покупка жилья в новостройке
  • от юридического лица
  • первоначальный взнос не меньше 15%

Максимальный размер кредита:

до 6 млн. рублей.

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                                    [HINT] => 
                                    [PROPERTY_VALUE_ID] => 582073
                                    [VALUE] => 36
                                    [DESCRIPTION] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
                                    [~VALUE] => 36
                                    [~DESCRIPTION] => 
                                    [~NAME] => Минимальный срок ипотеки, мес.
                                    [~DEFAULT_VALUE] => 
                                )

                            [PROP_13] => Array
                                (
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                                    [TIMESTAMP_X] => 2021-04-13 16:03:15
                                    [IBLOCK_ID] => 64
                                    [NAME] => Максимальный срок ипотеки, мес.
                                    [ACTIVE] => Y
                                    [SORT] => 500
                                    [CODE] => PROP_13
                                    [DEFAULT_VALUE] => 
                                    [PROPERTY_TYPE] => S
                                    [ROW_COUNT] => 1
                                    [COL_COUNT] => 30
                                    [LIST_TYPE] => L
                                    [MULTIPLE] => N
                                    [XML_ID] => 
                                    [FILE_TYPE] => 
                                    [MULTIPLE_CNT] => 5
                                    [TMP_ID] => 
                                    [LINK_IBLOCK_ID] => 0
                                    [WITH_DESCRIPTION] => N
                                    [SEARCHABLE] => N
                                    [FILTRABLE] => N
                                    [IS_REQUIRED] => N
                                    [VERSION] => 1
                                    [USER_TYPE] => 
                                    [USER_TYPE_SETTINGS] => 
                                    [HINT] => 
                                    [PROPERTY_VALUE_ID] => 582074
                                    [VALUE] => 360
                                    [DESCRIPTION] => 
                                    [VALUE_ENUM] => 
                                    [VALUE_XML_ID] => 
                                    [VALUE_SORT] => 
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                                    [~DESCRIPTION] => 
                                    [~NAME] => Максимальный срок ипотеки, мес.
                                    [~DEFAULT_VALUE] => 
                                )

                        )

                    [ACT] => 1
                )

        )

    [JS_DATA] => Array
        (
            [VARIANTS] => Array
                (
                    [0] => Array
                        (
                            [ID] => 10171
                            [ITEMS] => Array
                                (
                                    [0] => Array
                                        (
                                            [MIN] => 80
                                            [MAX] => 85
                                            [PERCENT] => 4.7
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                                    [1] => Array
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                                    [2] => Array
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                                            [PERCENT] => 4.7
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                                    [3] => Array
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                                    [4] => Array
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                                )

                            [MIN_CONTRIBUTION_PERCENT] => 20
                            [MAX_CONTRIBUTION_PERCENT] => 85
                            [MIN_COST] => 550000
                            [MAX_COST] => 40000000
                            [MIN_TIME] => 36
                            [MAX_TIME] => 360
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                )

            [CURRENT_VARIANT] => 0
        )

)

Ипотечный калькулятор